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	<title>Comments on: Lender returns at Zopa</title>
	<link>http://blog.zopa.com/archives/2007/09/20/lender-returns-at-zopa/</link>
	<description>Zopa blog - updates, team, news, life and more.</description>
	<pubDate>Wed, 17 Mar 2010 07:40:05 +0000</pubDate>
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		<title>by: SP</title>
		<link>http://blog.zopa.com/archives/2007/09/20/lender-returns-at-zopa/#comment-156985</link>
		<pubDate>Mon, 14 Sep 2009 19:52:47 +0000</pubDate>
		<guid>http://blog.zopa.com/archives/2007/09/20/lender-returns-at-zopa/#comment-156985</guid>
					<description>Hi All

I hope someone can help.

I have lent out 500 quid at zopa, and I cant understand the accounts or the dashboard page at all.

At the bottom of the accounts page it shows I have received two interest payments, totaling 0.08 but on the dashboard is says a total interest payments of 0.06 any one understand that?

Also total charges 0.21 seem to be higher than my interest yet no one has defaulted and no late payments.

Am I being stupid, or are the calcs wrong on the site?

SP</description>
		<content:encoded><![CDATA[<p>Hi All</p>
<p>I hope someone can help.</p>
<p>I have lent out 500 quid at zopa, and I cant understand the accounts or the dashboard page at all.</p>
<p>At the bottom of the accounts page it shows I have received two interest payments, totaling 0.08 but on the dashboard is says a total interest payments of 0.06 any one understand that?</p>
<p>Also total charges 0.21 seem to be higher than my interest yet no one has defaulted and no late payments.</p>
<p>Am I being stupid, or are the calcs wrong on the site?</p>
<p>SP
</p>
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		<title>by: Simon DJ</title>
		<link>http://blog.zopa.com/archives/2007/09/20/lender-returns-at-zopa/#comment-90009</link>
		<pubDate>Fri, 21 Sep 2007 10:06:00 +0000</pubDate>
		<guid>http://blog.zopa.com/archives/2007/09/20/lender-returns-at-zopa/#comment-90009</guid>
					<description>The OFT’s calculator can be found here:

http://www.oft.gov.uk/advice_and_resources/resource_base/consumer-regulations/dualcalc/dualcalc/</description>
		<content:encoded><![CDATA[<p>The OFT’s calculator can be found here:</p>
<p><a href='http://www.oft.gov.uk/advice_and_resources/resource_base/consumer-regulations/dualcalc/dualcalc/' rel='nofollow'>http://www.oft.gov.uk/advice_and_resources/resource_base/consumer-regulations/dualcalc/dualcalc/</a>
</p>
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		<title>by: keith g</title>
		<link>http://blog.zopa.com/archives/2007/09/20/lender-returns-at-zopa/#comment-89999</link>
		<pubDate>Fri, 21 Sep 2007 08:31:57 +0000</pubDate>
		<guid>http://blog.zopa.com/archives/2007/09/20/lender-returns-at-zopa/#comment-89999</guid>
					<description>Readers' whose understanding of interest calculation has improved from understanding this blog entry might also like to digest the following:

http://en.wikipedia.org/wiki/Interest#Simple_interest

http://en.wikipedia.org/wiki/Compound_interest</description>
		<content:encoded><![CDATA[<p>Readers&#8217; whose understanding of interest calculation has improved from understanding this blog entry might also like to digest the following:</p>
<p><a href='http://en.wikipedia.org/wiki/Interest#Simple_interest' rel='nofollow'>http://en.wikipedia.org/wiki/Interest#Simple_interest</a></p>
<p><a href='http://en.wikipedia.org/wiki/Compound_interest' rel='nofollow'>http://en.wikipedia.org/wiki/Compound_interest</a>
</p>
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	<item>
		<title>by: RateLadder</title>
		<link>http://blog.zopa.com/archives/2007/09/20/lender-returns-at-zopa/#comment-89980</link>
		<pubDate>Fri, 21 Sep 2007 05:10:15 +0000</pubDate>
		<guid>http://blog.zopa.com/archives/2007/09/20/lender-returns-at-zopa/#comment-89980</guid>
					<description>Wow 5% interest on fallow money!  When are you launching in the US?</description>
		<content:encoded><![CDATA[<p>Wow 5% interest on fallow money!  When are you launching in the US?
</p>
]]></content:encoded>
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