‘Design’ category

New, improved Zopa: Now washes whiter!

As you may know, we've been working away on a new look and feel for the Zopa website - and we thought it was about time we invited you in to give your views on where we're ending up. Below are a couple of mock ups of what the Zopa homepage and Lending homepage might look like - have a click through to see the full size images.
Zopa home page Lending home page
We'd love your comments, but hopefully you might find it interesting to read a little about where these designs have come from first. Although we love the existing Zopa site, there are a lot of problems with it. We've found the graphical language and layout very constraining - for example the silhouettes are hard to bring to life. They're supposed to represent our members, and the human side of Zopa, but they don't do it very well - which means we have to use lots of copy to convey the humanity and warmth of Zopa. And no one reads copy online :) Also, we only really have a way to represent data in a tabular format - and for many people that is hard to interpret - we need a way to show lots of data in a graphical format. Another problem, familar to many weary lenders in particular, is that the site has had more and more crammed into it as we've added functionality over the last year or so - and it's creaking at the seems. We're simultaneously looking at making a lot of the site simpler and more useful - but it's hard to do that inside the current, sprawling, design. (There's a post coming on this soon!) Finally, we wanted to remove the barrier between the active (transactional) pages, and the non active (brochureware) pages...and to make it easier for non members to see 'inside' Zopa. So, when we sat down to come up with something better, we had a series of requirements. The new site would have to be:
  • Open and transparent - allow anyone who visited Zopa to immidiately understand what was going on and what Zopa was about
  • Simple
  • More engaging and human, and something that showed our members better than the silouettes we've been using to date
  • Expandable - it would have to work in the UK and the US, and allow for future expansion of the Zopa proposition
So what are the main changes we're making? Well, most obviously there's a new look and feel to the site - hopefully it feels a bit more modern and grown up, and also makes it more obvious what we're about - money and people. We're introducing new colours to be able to distinguish different areas of the site: a purple for the (new) community area (blog, discussion board etc.) and blue for the signed in transactional area (We're told blue is a credible financial services colour... :) ) The space at the top will be an interactive area where it will be possible to see what's going on in the markets directly from the homepage - without joining or logging in - breaking down the barriers and letting visitors 'play' with Zopa before they join up. We also have a new system for visualising our members - the little characters at the top of the home page are avatars that represent each and every one of our members, and will evolve to allow us to show specific groups and communities within Zopa. Overall, we hope the new layout will be simpler to navigate, have less copy, fewer routes for people to travel down and generally be a worthy sucessor to the design that has seen us through our first 15 months. What do you think? EDIT: You can also join in the discussion over on the, very well named, Zopa discussion boards. Ta.

Bad design?

So Richard and I are back from San Francisco, and delighted to be experiencing the best of the British summer! One more photo from the US though - again from the offices of our PR company (The lovely Edelman). Looking out over the bay, on a stunning day, I couldn't help but notice the office next door. The one where all the windows face away from bay and that amazing view.
How gutted must you be to work in that office, and know that just...over...there... is some incredible scenery, but you can't see it. Now the question this raised for me was - is this just bad (criminally incompetent!) design...or was it deliberate? (Reasons why on a postcard please) Personally, I blame incompetence, but it's a pretty major flaw. Having spent over a year helping 'design' the Zopa screens and interface, I am more than happy to accept that good design is a true skill, and that it is very easy to come up with something that makes perfect sense - until you actually build it. What bits of Zopa make you go "Doh"?

New kid on the block

You might have noticed that Zopa is no longer standing cold and alone in the online P2P finance space! As of yesterday we're joined (albeit on the West Coast of the US) by Prosper.com. As the "elder sibling" we welcome them with relatively open arms* and look forward to joining them in the San Francisco fog very soon. We'd love to hear your thoughts on Prosper and how you think they compare to Zopa. Our view is that both companies have strengths and weaknesses, and as they have surely learnt from our experience :-) we will in turn learn from them. Hopefully, being the first in the market, and having an established business will mean that we soundly beat them, but I guess time will tell! In the mean time - place your bets! UPDATE: Just to clear up any confusion - Zopa is in no way connected to Prosper and we intend to compete with them head on. Oh yes. *Snark - At least we would if they unblocked our IP address from accessing their site...in the mean time we're resorting to a web proxy! Yay - they unblocked us - thanks Andrew

Blame Canada!

So the old saying goes that imitation is the sincerest form of flattery...so I guess we should be flattered? Take a look and see what you think. Spot the difference? Ooo...those dastardly Canadians. (Apart from the nice ones, obviously.) Ann Little (Available to answer questions at larkinmarni@hotmail.com according to the WhoIs information) you should be ashamed of yourself! Do your own design work next time guys! (And just in case they should have a change of heart...here is the Google cache in all it's glory.) Update: To save you the trouble of clicking through, here are the two homepages for a side by side comparison:

Simple is as simple does

We're spending a lot of time at the moment thinking about the next generation of Zopa - and as you might imagine, we have lots (and lots) of ideas about what we'd like 'Zopa 2.0' to be, what we'd like it to be able to offer members, and how it all might work. But actually thinking up all this stuff is the easy bit. It turns out the hard(est) bit is to make it all usable for our members - simple but powerful is a terribly difficult combination of things to achieve. To be honest, I think we started out well - with the help of our friends at Pynk and Fluffy - but we've gone down hill over the last 6 months as we've been frantically adding in all the things we wanted to build for launch and never had the time or money to do so. Anyway - this post was inspired by a great Fast Company article about the beauty of simplicity. When we pause, take a deep breath, and start to design Zopa 2.0 (and we've asked P&F to help us again so Tim and I don't make it look like, er... this) we're going to be working really hard on the simplicity angle. My personal belief is that Zopa is still at the 'pre iPod MP3 player' stage - lots of people thought that the concept of having all your music in your pocket was a great idea....but it took Apple to take that idea and make it truely usable. Today, Zopa is a bit like the Rio Diamond (but with nicer colours), tomorrow, we want to be the iPod. (Does that make any sense?) What would you like to see Zopa make simpler? Are there things about the site today that just confuse the heck out of you? Let us know, and we'll see what we can.