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The tech behind Zopa – how we’re building the future of finance

This is the first in a new series of posts about the technology that drives Zopa. To read more, visit our tech homepage.

In 2004 Zopa founded a new type of financial service: peer-to-peer lending. It was a totally different way of doing things, bringing the platform technology that underpinned sites like eBay to the world of personal finance. We are one of the world’s first fintechs.

The ‘fin’ and the ‘tech’

Since we started, over £1.6 billion has passed through our platform and we’ve served over 200,000 customers. A lot has changed, but we still operate on that intersection of finance and technology to challenge how things are done and to build a fairer, more transparent and more rewarding financial service. While finance is what we do and our customers are the reason for doing it, it’s technology that underpins our growth and innovation.

Tech at Zopa

This is the first post in a new section on our blog that’s going to explore the technology behind Zopa. We’ve learned a lot in our 12 years, from how to create and scale a platform that’s robust enough to meet rising demand, to how to structure ourselves for maximum efficiency. We’ve solved old problems, found new ones, made mistakes, corrected them, risen to new challenges and demands, reimagined customer expectations and learned how to operate in a regulated environment.

From the few people who started in 2004, our tech team is now more than 50 strong. We have experts in product management, software development, user experience, design and data science. Here, we’ll be talking about the tools we use to do our job, the processes we follow and the problems we’ve solved. Expect to read more about C#, Ruby, Python, machine learning as well as building cross-functional teams, DevOps, scaling delivery pipelines and how all this works in a regulated world.

We’re always on the lookout for people to join the team. If you’re interested in joining us or would just like to chat about the things we’re talking at, drop us a line on