Zopa Blog

Tips on Working from Home with the children around

Tips on Working from Home with the children around

What strange times we are in. Many of us are having to adapt and learn quickly how to cope with working life from home combined with childcare and education. I…

Posted on 20 April 2020
by Sara Bishop

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Loans Our products

Zopa and credit searches: everything you need to know

If you’re reviewing your credit file and can see ‘Zopa’ on there, you might be wondering why. To help clear things up, here’s a quick guide to the different credit…

Posted on 12 March 2020
by Sara Bishop

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How to find the right car finance option for you

How to find the right car finance option for you

Wondering how to finance your car? Here are 5 questions you really should ask to help find the right car finance option for you.

Posted on 13 February 2020
by Sara Bishop

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How can I improve my Borrowing Power?

How can I improve my Borrowing Power?

The great thing about Borrowing Power is that it doesn’t just show you your rating today, but also empowers you to improve it by giving you personalised actions that show…

Posted on 07 February 2020
by Sara Bishop

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Meet our Borrowing Power 100 Days Challenge Champion: Mama Furfur

Meet our Borrowing Power 100 Days Challenge Champion: Mama Furfur

A Q & A with 100 Days Challenge champion, Mama Furfur. Read about her top finance tips, how she got started as a blogger and why she rates Borrowing Power.

Posted on 04 February 2020
by Sara Bishop

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The Zopa 100 Days Borrowing Power Challenge

The Zopa 100 Days Borrowing Power Challenge

Are you ready for the challenge? By following your personalised actions you could improve your Borrowing Power rating in just 100 days? Find out more.

Posted on 16 December 2019
by Sara Bishop

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Power Up: Borrowing Power and your money

FeelGood Money Our products

Power Up: Borrowing Power and your money

Borrowing Power is Zopa’s latest tool to help you feel good about your money. It’s an in-app tool that helps you get the best rate you can on a Zopa loan. It cuts through all the confusion…

Posted on 16 October 2019
by Sara Bishop

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The Field Spotter’s Guide to ISAs

The Field Spotter’s Guide to ISAs

They say money talks, but when did you last hear what it had to say? We teamed up with social media illustrator InstaChaaz to listen in so we can get to know our…

Posted on 04 October 2019
by Sara Bishop

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The risk and return and balance

The risk and return and balance

They say money talks, but when did you last hear what it had to say? We teamed up with social media illustrator InstaChaaz to listen in so we can get to know our…

Posted on 01 October 2019
by Sara Bishop

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Now things get interesting…

Now things get interesting…

Money is fundamentally a social beast, so if you can get a bit of it together, it’s often only a matter of time before it begins to attract more. Here’s…

Posted on 23 September 2019
by Sara Bishop

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Credit card vs debit card: playing your cards right

Hands up who uses these guys interchangeably? Yup – it’s easy when they look so similar, but actually they do different things and should play different positions in your financial…

Posted on 09 September 2019
by Sara Bishop

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Money Talks… it’s time we listened

Money Talks… it’s time we listened

For many of us, money is more of an uneasy acquaintance than a favourite friend. A recent study found that 1 in 3 people weren’t comfortable working out the change…

Posted on 02 September 2019
by Sara Bishop

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How to have a family FeelGood day out to remember

How to have a family FeelGood day out to remember

As part of Zopa’s mission to help the nation feel good about their finances, we commissioned the Ice Cream Index to identify the top 100 summer items that bring us the most happiness…

Posted on 19 August 2019
by Sara Bishop

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How to have a FeelGood food extravaganza for under £100

How to have a FeelGood food extravaganza for under £100

As part of Zopa’s mission to help the nation feel good about their finances, we commissioned the Ice Cream Index to identify the top 100 summer items that bring us the most happiness…

Posted on 13 August 2019
by Sara Bishop

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How to have a summer FeelGood afternoon in London for free!

As part of Zopa’s mission to help the nation feel good about their finances, we commissioned the Ice Cream Index to identify the top 100 summer items that bring us the most happiness…

Posted on 13 August 2019
by Sara Bishop

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How to have a summer FeelGood afternoon in London for under £5

How to have a summer FeelGood afternoon in London for under £5

As part of Zopa’s mission to help the nation feel good about their finances, we commissioned the Ice Cream Index to identify the top 100 summer items that bring us the most happiness…

Posted on 13 August 2019
by Sara Bishop

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How to have a summer FeelGood day out with your family for £50

How to have a summer FeelGood day out with your family for £50

As part of Zopa’s mission to help the nation feel good about their finances, we commissioned the Ice Cream Index to identify the top 100 summer items that bring us the most happiness per…

Posted on 13 August 2019
by Sara Bishop

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How to have a Summer FeelGood day in London for less than £30

How to have a Summer FeelGood day in London for less than £30

As part of Zopa’s mission to help the nation feel good about their finances, we commissioned the Ice Cream Index to identify the top 100 summer items that bring us the most happiness per…

Posted on 13 August 2019
by Sara Bishop

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£3 billion invested in UK consumer loans

Earlier this week, Zopa’s investor community lent its 3 billionth pound to UK consumers. This news follows our biggest ever year in 2017, including a record month in November when…

Posted on 02 February 2018
by Sara Bishop

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Inside Zopa Zopian life

Advice and inspiration from women at Zopa

To celebrate International Women’s Day, we asked some of the women in senior positions at Zopa for their top career advice, the achievements they’re proudest of and who they look…

Posted on 08 March 2017
by Sara Bishop

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Inside Zopa News

Zopa passes £2 billion lending milestone, but our journey’s only just beginning

Zopa has become the first UK peer-to-peer lending platform to lend £2bn! We’ve helped a third of a million people to get a better value personal loan or grow their…

Posted on 30 January 2017
by Sara Bishop

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Inside Zopa News

Zopa’s 2016 – a recap

2016 was Zopa’s biggest year yet. We lent over £680 million, helping 20,000 people improve their homes and 29,000 buy a car. And at the same time, we continued to…

Posted on 05 January 2017
by Sara Bishop

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Future of finance Inside Zopa Tech Zopian life

Zopa’s 2016 hackathon video

November 2016 saw Zopa's second annual hackathon, the Zopathon. Want to find out what happened? Watch on... Or, if you prefer, you can check it out on YouTube. Want to…

Posted on 12 December 2016
by Sara Bishop

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Loans Managing your money Your money

Loan fears keeping you up at night? Who you gonna call…

It's the season for all things spooky, but one thing you shouldn't be scared of is your loan application. Our Customer Services team talks to 100s of borrowers each week,…

Posted on 31 October 2016
by Sara Bishop

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Inside Zopa News

P2P news round-up – what was said in October 2016

A profitable September for Zopa The month’s most exciting news was that Zopa was profitable in September 2016. We were profitable in 2012 and 2013, but for the last few…

Posted on 27 October 2016
by Sara Bishop

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Future of finance Inside Zopa

U-turn? Adair Turner gives positive assessment of P2P industry

The peer-to-peer industry received a boost this week, when former regulator Lord Turner said it is likely to become a stable, significant and useful part of our credit system and…

Posted on 19 October 2016
by Sara Bishop

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Inside Zopa News

Zopa’s co-founder Giles Andrews named in The Digital Banking Club Power 50

We’re excited to announce that our executive chairman and co-founder, Giles Andrews, was included in the third annual Digital Banking Club Power 50. About the Power 50 The Power 50…

Posted on 14 October 2016
by Sara Bishop

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Inside Zopa News

Wandering in Wales – the winner of the Zopa Road Trip competition

We loved hearing from our customers about their best road trips in their Zopa vehicles. There were loads of good ones (and lots of inspiration for our next trip). But…

Posted on 07 October 2016
by Sara Bishop

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Inside Zopa News

September 2016 round-up – a milestone month for Zopa

September 2016 was a month of firsts and milestones for Zopa. The first securitisation of Zopa loans Towards the end of the month, a portfolio of Zopa loans was securitised…

Posted on 06 October 2016
by Sara Bishop

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Inside Zopa Zopian life

6 of the best Zopian road trips

Over 95,000 cars have been brought with Zopa loans, and we’re sure they’ve seen some epic journeys. Our latest competition asks Zopa car loan borrowers about the best trip they’ve…

Posted on 15 September 2016
by Sara Bishop

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Your money Your stories

The most popular car name is…

In the last eleven years, over 95,000 cars have been bought with a Zopa loan. That’s not to mention almost 5,000 motor bikes and the 1700 caravans we’ve helped people…

Posted on 09 September 2016
by Sara Bishop

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What synchronised swimming and credit scores have in common

Credit score questions are some of the most common queries we get here at Zopa. They can be a little tricky, but definitely not more so than some sports, particularly…

Posted on 18 August 2016
by Sara Bishop

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6 things you need to know about synchronised swimming

Turns out personal finance isn’t the only thing that can seem a little, er, mysterious to the untrained eye. After last week’s look at weightlifting, we’ve turned our jargon-busting powers…

Posted on 12 August 2016
by Sara Bishop

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P2P news round-up – July 2016

Here’s your round-up of what the press said about P2P and fintech in July 2016 Zopa’s new CTO This month, we welcomed Ronen Benchetrit as our new CTO. Crowdfund Insider…

Posted on 02 August 2016
by Sara Bishop

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P2P news round up June 2016

Here’s our P2P news round-up for June, starting with the month’s biggest news. The P2P take on Brexit You can read what our CEO, Jaidev, said in his blog post…

Posted on 06 July 2016
by Sara Bishop

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Inside Zopa Loans News

Zopa named ‘Most Trusted Loan Provider’ for the seventh year in a row!

What a week it's been! We’re very pleased to announce that we were named the ‘Most Trusted Loan Provider’ for the seventh year in a row at the Moneywise Customer…

Posted on 10 June 2016
by Sara Bishop

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Inside Zopa Loans News

Zopa is named Moneyfacts Personal Loan Provider of the Year 2016

We’re pleased to announce that Zopa took home the Moneyfacts Personal Loan Provider of the Year gong at the 2016 Moneyfacts award ceremony. This is the second year in a…

Posted on 08 June 2016
by Sara Bishop

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Inside Zopa News

Britain is a nation of home improvers… with Zopa becoming the provider of choice

So far in 2016, Zopa customers have borrowed over £50 million to improve their homes, a 54% increase on home improvement loans compared to the same period last year. The…

Posted on 06 June 2016
by Sara Bishop

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Inside Zopa Zopian life

The annual Zopa customer get-together

It’s that time of year already! Every year we invite all of our customers to have a drink with us, so they can meet the team and we can hear…

Posted on 02 June 2016
by Sara Bishop

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P2P news round-up – May 2016

May was another busy month in the world of Zopa and peer-to-peer. Here’s your quick catch-up: News from Zopa Zopa’s two new products were covered widely in the press. The…

Posted on 01 June 2016
by Sara Bishop

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Future of finance

Much more than a temporary phenomenon

This week, the newspapers have covered a Deloitte report that discusses whether marketplace lending is a temporary phenomenon. A long-term threat to the banks? The report highlighted a number of…

Posted on 24 May 2016
by Sara Bishop

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Your P2P news round-up for April 2016

Zopa’s co-founder named one of the coolest people in fintech In the last week of April, our co-founder and Executive Chairman, Giles Andrews, was included in Business Insider’s list of…

Posted on 29 April 2016
by Sara Bishop

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Inside Zopa News

Zopa’s co-founder named Fintech Leader of the Year

Last week, our Executive Chairman and Co-founder, Giles Andrews, was named Fintech Leader of the Year at the Fintech Innovation Awards. Giles was on-hand to collect the award at a…

Posted on 18 April 2016
by Sara Bishop

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Managing your money Your money

Millennials, money and misconceptions

Millennials (20- 35) make up a quarter of the UK’s population and by 2025, according to Deloitte, this generation will account for 25% of the global workforce. As the generation…

Posted on 13 April 2016
by Sara Bishop

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P2P lending news – March round-up

Zopa in the news Giles Andrews, Zopa’s co-founder and executive chairman, and Jaidev Janardana, Zopa’s CEO, gave a joint interview to the Telegraph business section at the beginning of the…

Posted on 01 April 2016
by Sara Bishop

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P2P industry news – what went on in February

With the Innovative Finance ISA and full FCA-regulation on the horizon as well as continued industry growth, the start of 2016 was always going to be a busy one for…

Posted on 29 February 2016
by Sara Bishop

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Inside Zopa News

Zopa wins the MoneySuperMarket Best Personal Loan Provider 2016 Award

Some super news from The Supers (that’s the MoneySuperMarket.com annual awards ceremony) – Zopa was named the Best Personal Loan Provider 2016! We’re absolutely delighted to take home this award…

Posted on 05 February 2016
by Sara Bishop

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VIDEO: Watch Ken’s Zopa billion moment come true

Last August Zopa became the first UK peer-to-peer platform to lend its billionth pound. As a thank you to all our lenders and borrowers, we ran a competition to make…

Posted on 05 February 2016
by Sara Bishop

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Inside Zopa News

Zopa wins Personal Loan Provider of the Year at the Consumer Moneyfacts Awards 2016

Zopa kicked off the 2016 awards season in style last week, taking home the Personal Loan Provider of the Year gong at the Consumer Moneyfacts Awards! A troop of twenty…

Posted on 26 January 2016
by Sara Bishop

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Inside Zopa News

Zopa’s 2015 – a record-breaking year

2015 was a record-breaking year for Zopa. We won awards, broke UK peer-to-peer lending records and explored new ways for peer-to-peer lending to reach more consumers. Here are some of…

Posted on 31 December 2015
by Sara Bishop

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Inside Zopa News

Zopa’s 2015 – infographic

From celebrating our tenth birthday to breaking UK P2P lending records, Zopa has had an action-packed year. You can read more about Zopa’s 2015, or check out this infographic for…

Posted on 31 December 2015
by Sara Bishop

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Read all about it – Zopa in the news in 2015

Zopa was featured extensively in the press in 2015, starting with a look at our results in The Telegraph in January. In February, Zopa’s co-founder and executive chairman, Giles Andrews,…

Posted on 30 December 2015
by Sara Bishop

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Inside Zopa News

Two more awards for Zopa!

We’re pleased to announce that Zopa has picked up two more accolades! This week, we took home a Growing Business of the Year award and were named as one of…

Posted on 27 November 2015
by Sara Bishop

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Managing your money Your money

Joint financial decision-making now the norm for UK couples

Our latest customer survey of Zopa members found that joint financial decision-making is now the norm for UK couples, challenging traditional gender stereotypes surrounding household financial duties. 64% of couples…

Posted on 19 November 2015
by Sara Bishop

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Inside Zopa News

Zopa makes it another double!

For the second time this year, Zopa has scooped a double set of awards! Last week we were awarded two accolades from the industry news experts at AltFi. Our first…

Posted on 16 November 2015
by Sara Bishop

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Future of finance Inside Zopa

LendIt 2015 – a recap

Last week, LendIt, the largest peer-to-peer industry meeting in Europe, was held in London. It was the second Lendit Europe conference, and day two was held in partnership with the…

Posted on 26 October 2015
by Sara Bishop

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Inside Zopa News

Zopa founder Giles Andrews discusses the risks and rewards of P2P lending on Bloomberg television

Giles Andrews, Zopa's co-founder and executive chairman, was interviewed on Bloomberg Business TV on Wednesday morning, ahead of the P2PFA Summit on day two of LendIt. He covered opportunities for…

Posted on 23 October 2015
by Sara Bishop

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Future of finance Inside Zopa

Peer-to-peer finance to be more transparent than ever, as P2PFA introduces new standards

Yesterday the Peer-to-Peer Finance Association (P2PFA), announced an update to its operating principles, which now require all members to publish their loanbooks and to commit to ensuring that retail investors…

Posted on 23 October 2015
by Sara Bishop

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Inside Zopa News

Zopa wins a Lovie Award for its website

We are very pleased to announce that Zopa has won a bronze Lovie award in the financial services category! The Lovie Awards are given to the best in European internet,…

Posted on 16 October 2015
by Sara Bishop

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Inside Zopa News

And the winners of our Zopa Billionaire Moment competition are…

At the end of August Zopa became the first UK peer-to-peer platform to lend its billionth pound. We’re very proud of the achievement and it’s something that wouldn’t have been…

Posted on 30 September 2015
by Sara Bishop

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Inside Zopa Zopian life

Zopathon 2015 – watch the highlights of Zopa’s hackathon

Go behind the scenes at Zopa's recent hackathon, the Zopathon. Watch interviews with staff and the CEO on what the event is about and why it's important for Zopa to…

Posted on 28 August 2015
by Sara Bishop

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Managing your money

From leftovers to Lego – seven surprising things you can share online

While Airbnb and Uber take many of the headlines, the sharing economy goes well beyond taxis and places to stay. Here are five of the more unusual things you can…

Posted on 26 August 2015
by Sara Bishop

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Inside Zopa News

Zopa in the news

There was a lot of interest in Zopa lending its billionth pound. Giles Andrews, Zopa’s CEO and co-founder, was up early for a series of BBC interviews. The first was…

Posted on 21 August 2015
by Sara Bishop

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Inside Zopa News

Behind Zopa’s first billion

Today Zopa lent its billionth pound. It's been an exciting journey, made possible by the 200,000 people who have used Zopa to get more value from their money. In honour…

Posted on 18 August 2015
by Sara Bishop

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Future of finance

UK peer-to-peer loans hit £3.15 billion (and counting)

The UK peer-to-peer industry has issued over £500 million of new consumer and small business loans since April this year, according to industry body, P2PFA. These figures represent the fastest…

Posted on 24 July 2015
by Sara Bishop

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Managing your money Your money

Peer-to-peer ISAs get the go-ahead – government announces the Innovative Finance ISA

As part of today’s budget announcements, the Treasury confirmed that a peer-to-peer ISA, the Innovative Finance ISA will be put in place in 2016. The Innovative Finance ISA is a…

Posted on 08 July 2015
by Sara Bishop

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Inside Zopa Zopian life

Definitions, disruption and trust – Rachel Botsman discusses the collaborative economy

Earlier this week Zopa was lucky enough to receive a visit from Rachel Botsman, a global expert on the sharing economy who defined the theory of collaborative consumption. She has…

Posted on 08 July 2015
by Sara Bishop

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Inside Zopa News

Zopa’s CEO included in the FinTech 40

We were pleased to see that Zopa’s CEO, Giles Andrews, was included in Financial News’s annual FinTech 40, a list of the most influential people in European FinTech. He was…

Posted on 02 July 2015
by Sara Bishop

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Future of finance

Unicorns and roundabouts – London’s thriving tech sector

Last week was London Tech Week, a week of events that celebrated London’s global position as a hub of tech innovation and entrepreneurial growth. Despite the odd hiccup (like the…

Posted on 23 June 2015
by Sara Bishop

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Inside Zopa News

Consumers name Zopa ‘Most Trusted Loan Provider’ for the 6th year in a row!

We’re pleased to announce another addition to the Zopa trophy cabinet! Zopa brought home the Most Trusted Loan Provider prize from the Moneywise Consumer Service Awards for the sixth consecutive…

Posted on 12 June 2015
by Sara Bishop

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Inside Zopa News

Zopa named Best Personal Loan Provider by Moneyfacts

Some great news to share with you all today as Zopa was named as Best Personal Loan Provider at the Moneyfacts 2015 award ceremony last night, beating off stiff competition…

Posted on 04 June 2015
by Sara Bishop

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Zopa Limited is authorised and regulated by the Financial Conduct Authority, and entered on the Financial Services Register (718925). Zopa Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542). Zopa Limited (05197592) and Zopa Bank Limited (10627575) are both incorporated in England & Wales and have their registered office at: 1st Floor, Cottons Centre, Tooley Street, London, SE1 2QG.

© Zopa Bank Limited 2019 All rights reserved. ‘Zopa’ is a trademark of Zopa Bank Limited.

Zopa is a member of Cifas – the UK’s leading anti-fraud association, and we are registered with the Office of the Information Commissioner (ZA275984, Z8797078).