Zopa Blog

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Progress on improving loan sale times (and an update on the rebate period)

Recently, some of our processes have been running slower than normal, resulting in it taking longer for you to sell loans and access your money early. We’re working hard to…

Posted on 01 September 2017
by Andrew Lawson

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Tips for honing your logistic regression models

Tips for honing your logistic regression models

When we create our Credit Risk assessment or Fraud prevention machine learning models at Zopa, we use a variety of algorithms. These include classification and regression trees, more complex algorithms…

Posted on 20 July 2017
by Soledad Galli

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Building better platforms with Kubernetes

Zopa is both a ‘finance’ and a ‘technology’ company. It is our passion for technology that enables us to deliver better and more innovative financial services and products. Our…

Posted on 16 June 2017
by David McCormick

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Health-monitoring in production (beyond logs)

Health-monitoring in production (beyond logs)

Here at Zopa, we are about halfway through our journey of breaking up our venerable monolith into various microservices. It shouldn’t come as a surprise that whilst a microservice architecture…

Posted on 13 April 2017
by Jon Bates

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Zopa at The Hacker Games

Zopa at The Hacker Games

Did you know that of the people who are only able to move their eyes, 50% are not able to blink voluntarily? How can those people use Google Maps to…

Posted on 24 March 2017
by Tom Groombridge

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Zopa hosts Women Who Code event

Inside Zopa Tech Zopian life

Zopa hosts Women Who Code event

One of the best ways to realise what you don’t know about code is to try to teach it to someone else. Why can’t you wrap the entire body element…

Posted on 23 February 2017
by Zopian blogger

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Machine learning at Zopa: looking at the trees and the forests

Machine learning at Zopa: looking at the trees and the forests

At Zopa, we do a lot of machine learning. We make our machines learn to evaluate credit risk and fraud. We train them to produce fair pricing for our customers,…

Posted on 13 February 2017
by Soledad Galli

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Paths to programming – meet Kate and Tom

Inside Zopa Tech Zopian life

Paths to programming – meet Kate and Tom

Our people come from many different backgrounds. Here at Zopa we recognize diversity of experience and background as a positive for our teams, and for the strength of the business.…

Posted on 25 January 2017
by Zopian blogger

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Building a rule system in Ruby to evaluate loan applications

Building a rule system in Ruby to evaluate loan applications

Every day many people apply for a loan at Zopa to make a positive change in their life. Some of these applicants are declined and, of these, a small minority…

Posted on 25 January 2017
by Greg Baker

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Jump into OKRs without jumping off-track

Tech Zopian life

Jump into OKRs without jumping off-track

TL;DR If you're starting your journey with OKRs and it's scary, fear not! The mere fact you've started means you're doing well. Stay enthusiastic! At Zopa, we're split into autonomous…

Posted on 16 December 2016
by Orrin Ward

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Zopa’s 2016 hackathon video

Future of finance Inside Zopa Tech Zopian life

Zopa’s 2016 hackathon video

November 2016 saw Zopa's second annual hackathon, the Zopathon. Want to find out what happened? Watch on... Or, if you prefer, you can check it out on YouTube. Want to…

Posted on 12 December 2016
by Sara Bishop

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Data Democratization. What, why, and how?

Data Democratization. What, why, and how?

What is “Data Democratization”? Why are there 5.4 million hits in Google Search for this term? Do we care? Should we care? What? In the beginning, there was data. Not…

Posted on 02 December 2016
by Vlasios Vasileiou

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Zopathon 2016 – What happened on the night

Inside Zopa Tech Zopian life

Zopathon 2016 – What happened on the night

Zopa’s second ever hackathon was in full swing last weekend, providing a mix of operations, product people and developers with the best possible environment to identify an existing problem, come…

Posted on 23 November 2016
by Joshua Webb

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Aligning teams behind solving a single customer problem with design sprints

Inside Zopa Tech Zopian life

Aligning teams behind solving a single customer problem with design sprints

At Zopa we are great at delivering production features by working agile. However, how do we always know what adds real value to the customer, meets their expectations and therefore…

Posted on 11 November 2016
by Steven Snasdell

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Are you making this UX Research mistake?

Are you making this UX Research mistake?

It makes sense to hold off usability testing until you have "something worth testing", doesn't it? After all, you're up against tight deadlines and tiny budgets. Your scrappy prototype has…

Posted on 28 October 2016
by Thomas Kerwin

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