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The tech behind Borrowing Power

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The tech behind Borrowing Power

Using a unique combination of AI and data science to create our latest tool Today, we launched Borrowing Power, a new tool that combines AI, data science, and innovative technology…

Posted on 16 October 2019
by Tamsin O'Neill

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Open Banking a year (or so) on

Future of finance Inside Zopa Our products Tech Your money Zopa explains

Open Banking a year (or so) on

There’s a problem in Britain’s banking market. Fintech businesses and the new ‘challenger banks’ hold many of the ideas, but the long-established major banks hold the power. Because of this,…

Posted on 07 March 2019
by Zopian blogger

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Monitoring tools: One tool to rule them all

Tech Zopian life

Monitoring tools: One tool to rule them all

Shared dashboards. It’s a nice dream. But in reality, everyone trying to work off one dashboard can turn into an inefficient nightmare. Trying to decide what monitoring tools should be…

Posted on 04 June 2018
by Arthur Kirby

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Optimisation algorithms at Zopa, Part II: speeding up Python with Numba

In the previous post, we discussed how to optimise an algorithm prototype in Pandas by using optimal methods or shipping computation to Numpy. In the second part, we will focus…

Posted on 27 March 2018
by ben.read@zopa.com

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Optimisation algorithms at Zopa

Data science opportunities at Zopa are diverse and varied. While we have talked at length in the past about our machine learning algorithms and our main tools, another important class…

Posted on 27 March 2018
by ben.read@zopa.com

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Tech Zopian life

Three things I wish I knew earlier about Machine Learning

(Reposted from www.peadarcoyle.com) I’ve been working with Machine Learning models both in academic and industrial settings for a few years now, and I recently watched the excellent Scalable ML from…

Posted on 09 March 2018
by Tamsin O'Neill

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Inside Zopa Tech Zopian life

Women in Tech at Zopa

Last week, we hosted our first Women in Tech event at Zopa. People from all over the industry joined us for an evening of eating mince pies, networking and listening…

Posted on 22 December 2017
by Tamsin O'Neill

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Future of finance Tech

Open Source at Zopa

Recently we were contacted by the Python Sprints Meetup - a group that wants to encourage people to contribute to Open Source via workshops and sprints. One of our data…

Posted on 13 December 2017
by Tamsin O'Neill

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Investments Tech

Progress on improving loan sale times (and an update on the rebate period)

Recently, some of our processes have been running slower than normal, resulting in it taking longer for you to sell loans and access your money early. We’re working hard to…

Posted on 01 September 2017
by ben.read@zopa.com

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Tips for honing your logistic regression models

When we create our Credit Risk assessment or Fraud prevention machine learning models at Zopa, we use a variety of algorithms. These include classification and regression trees, more complex algorithms…

Posted on 20 July 2017
by Tamsin O'Neill

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Building better platforms with Kubernetes

Zopa is both a ‘finance’ and a ‘technology’ company. It is our passion for technology that enables us to deliver better and more innovative financial services and products. Our…

Posted on 16 June 2017
by Tamsin O'Neill

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Health-monitoring in production (beyond logs)

Here at Zopa, we are about halfway through our journey of breaking up our venerable monolith into various microservices. It shouldn’t come as a surprise that whilst a microservice architecture…

Posted on 13 April 2017
by Tamsin O'Neill

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Zopa at The Hacker Games

Did you know that of the people who are only able to move their eyes, 50% are not able to blink voluntarily? How can those people use Google Maps to…

Posted on 24 March 2017
by Tom Groombridge

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Inside Zopa Tech Zopian life

Zopa hosts Women Who Code event

One of the best ways to realise what you don’t know about code is to try to teach it to someone else. Why can’t you wrap the entire body element…

Posted on 23 February 2017
by Zopian blogger

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Machine learning at Zopa: looking at the trees and the forests

At Zopa, we do a lot of machine learning. We make our machines learn to evaluate credit risk and fraud. We train them to produce fair pricing for our customers,…

Posted on 13 February 2017
by Tamsin O'Neill

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Zopa Limited is authorised and regulated by the Financial Conduct Authority, and entered on the Financial Services Register (718925). Zopa Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542). Zopa Limited (05197592) and Zopa Bank Limited (10627575) are both incorporated in England & Wales and have their registered office at: 1st Floor, Cottons Centre, Tooley Street, London, SE1 2QG.

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