Zopa explains Archives

Future of finance Investments Our products Zopa explains

The differences between mini-bonds and peer-to-peer investments explained

With the tax year drawing to a close, there’s been a renewed interest in Innovative Finance ISAs (IFISAs). IFISAs allow you to utilise your tax-free allowance while investing in a…

Posted on 05 April 2019
by Natasha Wear

Future of finance Inside Zopa Our products Tech Your money Zopa explains

Open Banking a year (or so) on

There’s a problem in Britain’s banking market. Fintech businesses and the new ‘challenger banks’ hold many of the ideas, but the long-established major banks hold the power. Because of this,…

Posted on 07 March 2019
by Zopian blogger

Investments Our products Zopa explains

Worried about your ISA returns? Look to the Middle

Wondering what connects your ISA and a cheese toastie? Read on to find out more. In 2018 investors were reminded of the reality of risk versus reward in a big way. After years of impressive gains,…

Posted on 25 January 2019
by Zopian blogger

Your money Zopa explains

Six months into Open Banking, how is it going?

For the superstitious among us, this Friday 13 will be a day for avoiding ladders and black cats. For the hyper-political, it will be a day to keep an eye…

Posted on 12 July 2018
by Marie Steinthaler

Your money Zopa explains

Whose data is it anyway? Open Banking, PSD2 and what it means for you

There’s been plenty of noise in the press recently about the introduction of ‘Open Banking’ or ‘PSD2’, but not too much information on what it will mean for consumers. Here,…

Posted on 12 January 2018
by Marie Steinthaler

Your money Zopa explains

5 tips to keep your information safe from phishing emails

Think about your average day: how many times do you give out personal information online? Whether we’re shopping, registering for services, or managing accounts, we provide vendors with personal and…

Posted on 10 May 2017
by Jonathan Binns

Zopa explains

What synchronised swimming and credit scores have in common

Credit score questions are some of the most common queries we get here at Zopa. They can be a little tricky, but definitely not more so than some sports, particularly…

Posted on 18 August 2016
by Sara Bishop

Zopa explains

6 things you need to know about synchronised swimming

Turns out personal finance isn’t the only thing that can seem a little, er, mysterious to the untrained eye. After last week’s look at weightlifting, we’ve turned our jargon-busting powers…

Posted on 12 August 2016
by Sara Bishop

Zopa explains

6 things weightlifting can teach us about debt consolidation

Staying on top of multiple repayment dates. Getting to grips with shifting interest rates. The financial pressure of paying more each month than you can comfortably afford. Juggling expensive credit…

Posted on 05 August 2016
by Corissa Nunn

Zopa explains

From bumper plates to knurling – 7 key terms you need to know about weightlifting

It seems that fitness can be as bad as finance when it comes to baffling terms that are only understood by a few. We turn our jargon-busting powers to two…

Posted on 05 August 2016
by Corissa Nunn

Your money Zopa explains

The Zopa soft search and your credit file

If you apply for a loan, credit card or mortgage but get rejected, it can – in some cases – make you even less likely to obtain a deal elsewhere.…

Posted on 21 June 2016
by Chris Torney

Your money Zopa explains

Applying for a loan? Look out for these 5 hidden pitfalls

Taking out a personal loan should be a relatively straightforward affair. With loans, there tend to be far fewer hidden catches and pitfalls than you come across in a typical…

Posted on 16 June 2016
by Chris Torney

Your money Zopa explains

How to find the right loan for you

As far as most financial products are concerned, it pays to shop around for the best deal. If your car insurance is coming up for renewal, for example, the chances…

Posted on 26 May 2016
by Chris Torney

Your money Zopa explains

Credit scores explained

When you apply for a personal loan or other type of borrowing such as a credit card or mortgage, lenders will assess each potential customer’s creditworthiness to establish firstly whether…

Posted on 25 May 2016
by Chris Torney

Your money Zopa explains

What is an APR?

Whenever you borrow money, the amount you will have to pay back depends on the rate of interest that applies. When you look at adverts or best-buy tables for loans,…

Posted on 13 May 2016
by Chris Torney

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