Zopa Blog

Loan fears keeping you up at night? Who you gonna call…

Loans Managing your money Your money

Loan fears keeping you up at night? Who you gonna call…

It's the season for all things spooky, but one thing you shouldn't be scared of is your loan application. Our Customer Services team talks to 100s of borrowers each week,…

Posted on 31 October 2016
by Sara Bishop

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Loans Our products

Zopa and credit scores

We want to explain exactly how Zopa uses your credit history and other information to make lending decisions. Step one – the soft credit search When you ask for a…

Posted on 11 July 2016
by Sharvan Selvam

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The Zopa soft search and your credit file

Your money Zopa explains

The Zopa soft search and your credit file

If you apply for a loan, credit card or mortgage but get rejected, it can – in some cases – make you even less likely to obtain a deal elsewhere.…

Posted on 21 June 2016
by Chris Torney

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Applying for a loan? Look out for these 5 hidden pitfalls

Your money Zopa explains

Applying for a loan? Look out for these 5 hidden pitfalls

Taking out a personal loan should be a relatively straightforward affair. With loans, there tend to be far fewer hidden catches and pitfalls than you come across in a typical…

Posted on 16 June 2016
by Chris Torney

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How to find the right loan for you

Your money Zopa explains

How to find the right loan for you

As far as most financial products are concerned, it pays to shop around for the best deal. If your car insurance is coming up for renewal, for example, the chances…

Posted on 26 May 2016
by Chris Torney

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What is an APR?

Your money Zopa explains

What is an APR?

Whenever you borrow money, the amount you will have to pay back depends on the rate of interest that applies. When you look at adverts or best-buy tables for loans,…

Posted on 13 May 2016
by Chris Torney

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Thinking of getting a loan? Here are the 6 questions you need to ask

Managing your money Your money

Thinking of getting a loan? Here are the 6 questions you need to ask

If you need some extra cash, whether it’s to buy a new car, do up your kitchen or even to consolidate existing debts, a personal loan is one of the…

Posted on 10 May 2016
by Chris Torney

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Four steps to cleaning up your credit score

Managing your money Your money

Four steps to cleaning up your credit score

There are lots of attractive-looking credit deals around these days, not least from peer-to-peer lenders such as Zopa. But the fallout from the financial crisis of 2008 has meant that…

Posted on 24 March 2016
by Chris Torney

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