Loans Managing your money Your money Loan fears keeping you up at night? Who you gonna call… It's the season for all things spooky, but one thing you shouldn't be scared of is your loan application. Our Customer Services team talks to 100s of borrowers each week,… Posted on 31 October 2016 by Sara Bishop Read more
Loans Our products Zopa and credit scores We want to explain exactly how Zopa uses your credit history and other information to make lending decisions. Step one – the soft credit search When you ask for a… Posted on 11 July 2016 by Tamsin O'Neill Read more
Your money Zopa explains The Zopa soft search and your credit file If you apply for a loan, credit card or mortgage but get rejected, it can – in some cases – make you even less likely to obtain a deal elsewhere.… Posted on 21 June 2016 by Chris Torney Read more
Your money Zopa explains Applying for a loan? Look out for these 5 hidden pitfalls Taking out a personal loan should be a relatively straightforward affair. With loans, there tend to be far fewer hidden catches and pitfalls than you come across in a typical… Posted on 16 June 2016 by Chris Torney Read more
Your money Zopa explains How to find the right loan for you As far as most financial products are concerned, it pays to shop around for the best deal. If your car insurance is coming up for renewal, for example, the chances… Posted on 26 May 2016 by Chris Torney Read more
Your money Zopa explains What is an APR? Whenever you borrow money, the amount you will have to pay back depends on the rate of interest that applies. When you look at adverts or best-buy tables for loans,… Posted on 13 May 2016 by Chris Torney Read more
Managing your money Your money Thinking of getting a loan? Here are the 6 questions you need to ask If you need some extra cash, whether it’s to buy a new car, do up your kitchen or even to consolidate existing debts, a personal loan is one of the… Posted on 10 May 2016 by Chris Torney Read more
Managing your money Your money Four steps to cleaning up your credit score There are lots of attractive-looking credit deals around these days, not least from peer-to-peer lenders such as Zopa. But the fallout from the financial crisis of 2008 has meant that… Posted on 24 March 2016 by Chris Torney Read more