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Zopa and credit scores

We want to explain exactly how Zopa uses your credit history and other information to make lending decisions. Step one – the soft credit search When you ask for a…

Posted on 11 July 2016
by Sharvan Selvam

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The Zopa soft search and your credit file

Your money Zopa explains

The Zopa soft search and your credit file

If you apply for a loan, credit card or mortgage but get rejected, it can – in some cases – make you even less likely to obtain a deal elsewhere.…

Posted on 21 June 2016
by Chris Torney

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How to find the right loan for you

Your money Zopa explains

How to find the right loan for you

As far as most financial products are concerned, it pays to shop around for the best deal. If your car insurance is coming up for renewal, for example, the chances…

Posted on 26 May 2016
by Chris Torney

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Credit scores explained

Your money Zopa explains

Credit scores explained

When you apply for a personal loan or other type of borrowing such as a credit card or mortgage, lenders will assess each potential customer’s creditworthiness to establish firstly whether…

Posted on 25 May 2016
by Chris Torney

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Your money Zopa explains

Why the electoral roll is important for your credit score

There are less than three weeks to go until this year’s General Election and for people who have not yet signed up to vote, time has almost run out: the…

Posted on 17 April 2015
by Chris Torney

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