FeelGood Money Our products Know Your Borrowing Power: Credit scores explained If you were to lend someone a significant amount of money, you’d want a rough idea of how likely they were to repay you, right? So it makes sense that… Posted on 17 October 2019 by Laura Whateley Read more
Loans Our products Zopa and credit scores We want to explain exactly how Zopa uses your credit history and other information to make lending decisions. Step one – the soft credit search When you ask for a… Posted on 11 July 2016 by Tamsin O'Neill Read more
Your money Zopa explains The Zopa soft search and your credit file If you apply for a loan, credit card or mortgage but get rejected, it can – in some cases – make you even less likely to obtain a deal elsewhere.… Posted on 21 June 2016 by Chris Torney Read more
Your money Zopa explains How to find the right loan for you As far as most financial products are concerned, it pays to shop around for the best deal. If your car insurance is coming up for renewal, for example, the chances… Posted on 26 May 2016 by Chris Torney Read more
Your money Zopa explains Credit scores explained When you apply for a personal loan or other type of borrowing such as a credit card or mortgage, lenders will assess each potential customer’s creditworthiness to establish firstly whether… Posted on 25 May 2016 by Chris Torney Read more
Your money Zopa explains Why the electoral roll is important for your credit score There are less than three weeks to go until this year’s General Election and for people who have not yet signed up to vote, time has almost run out: the… Posted on 17 April 2015 by Chris Torney Read more